Yield Pool connects investors with short-term, asset-backed lending opportunities secured against prime UK property — targeting 7–8% annual returns, paid quarterly, from as little as £5,000.
Yield Pool acts as an introducer between investors and borrowers seeking short-term finance secured against UK property. We do not hold client money or manage funds directly.
Tell us the amount and term you're considering. There's no obligation and no cost to register — it simply lets us match you to suitable opportunities as they arise.
We send you the details of a live, asset-backed opportunity — the property, its independent valuation, the loan-to-value, the borrower's exit route, and the term on offer.
If you decide to proceed, funds are placed into the specific loan against that property, alongside other participating investors, for the agreed term.
Distributions are paid quarterly for the duration of the term, with capital returned at maturity or upon the borrower's exit, subject to the loan agreement.
Returns are generated from interest paid by borrowers on loans secured against real, valued property — not from market speculation.
No management fees, no performance fees, no exit fees. A single 0.5% flat introducer fee, disclosed upfront on every opportunity.
Opportunities typically reserved for institutions and high-net-worth investors, opened up from a £5,000 minimum.
Each opportunity is secured by a registered legal charge against the specific UK property backing that loan.
We favour opportunities at attractive loan-to-value margins, giving a buffer against valuation movement over the loan term.
Income is distributed every quarter through the term, rather than accruing untouched until maturity.
We select opportunities secured against well-located, well-maintained residential and mixed-use property across London and the South East — assessed by independent valuers before any capital is placed.
For every £100 of independently assessed property value, we look to place no more than roughly £60 of investor capital as debt — leaving a substantial equity buffer ahead of investors in the event of a forced sale.
Each loan is secured by a registered charge over the specific property, giving investors a defined legal interest ahead of unsecured creditors.
Every property is valued by a RICS-qualified independent valuer before an opportunity is listed, and re-assessed if the term is extended.
We favour opportunities with meaningful headroom between the loan amount and current market value, rather than maximum leverage.
Every borrower presents a clear repayment strategy — sale, refinance, or completion of works — assessed before the loan is offered to investors.
| Item | Detail |
|---|---|
| Introducer fee | 0.5% flat, deducted once from distributions over the term — no ongoing management charge. |
| Entry fee | None. |
| Exit fee | None. |
| Minimum investment | £5,000 per opportunity. |
| Typical term | 3 to 18 months, set out on each opportunity individually. |
| Distribution frequency | Quarterly, for the duration of the term. |
Leave your details and the amount and term you're considering. We'll be in touch when a suitable, asset-backed opportunity becomes available — with no obligation to proceed.
A member of the Yield Pool team will be in touch shortly with the next suitable opportunity matching your amount and term.